Finance

The Person Who Handles the Household Money

Customer
Whoever manages the income, spending and money decisions at home
Context
Making the largest decisions of a life with nobody having taught the arithmetic

The Jobs of someone deciding about borrowing, saving and risk, where everyone willing to advise is selling something.

5 Jobs

  1. 01When nothing is left at the end of the month, I want to know where the money went, so I am not guessing about my own household's spending.5 Pains · 5 Desired Outcomes · 5 Existing Solutions
  2. 02When I am about to borrow a large sum for a home, I want to know whether I can carry it for years, so I do not put my family into a risk I have not fully counted.5 Pains · 5 Desired Outcomes · 5 Existing Solutions
  3. 03When I want to save for something years away, I want the plan to survive, so it is not eaten by immediate needs year after year.5 Pains · 5 Desired Outcomes · 5 Existing Solutions
  4. 04When something unexpected happens, I want the household to absorb it, so one incident does not become years of debt.5 Pains · 5 Desired Outcomes · 5 Existing Solutions
  5. 05When someone offers me a high return, I want to recognise a scam, so I do not lose money I spent a life accumulating.5 Pains · 5 Desired Outcomes · 5 Existing Solutions